When you rent a storage unit, it may or may not come with insurance coverage. You can expect that some storage facilities will require you to bring proof of insurance for the items you plan to store, before allowing you to sign a rental contract, because this will prevent them from being liable, should anything happens with your belongings. However, not all of them do, so purchasing insurance is sometimes your choice only.
Your homeowner’s policy might cover your things stored in a storage unit, at least to some extent, so make sure you double check it before purchasing an additional policy. However, if you are going to use the storage facilities in Colorado Springs for more than 3 months and you also plan to store some valuable items, you should not rely on your homeowner’s policy, but buy a separate one.
But is it really that important to have everything in your storage unit covered? Here are a few reasons why the answer is “yes”:
- Your things will be covered in the event of extreme and weather conditions (floods, hurricanes etc.), with high damaging potential.
- You will be covered if the storage unit is not as safe as it should, and you become the victim of a burglary.
- Even your high value possessions will be fully covered, if you purchase the right insurance policy (jewelries, art objects, RVs etc.).